Ask Lynn
Your questions - I answer. Whether this is about career, lifestyle or situations you need help navigating - I am here to help you. Ask Lynn is a safe space. A place for you. A place to recenter. Just ask.
Your questions this month
1. Everyone keeps telling me that I should start investing, but I earn less than 30K a year. When should I start doing it? It feels a bit pointless to use £20 a month.
- Ali, Education, Edinburgh
2. My sister has massive student debt from her masters. I really want to do one, but I just don't want all of the debt. Is it worth doing a masters these days? Should I sacrifice the money? I can't decide what to do.
- Liv, Marketing, London
3. My Mum always drilled into me that I should never be reliant on a man, but my fiancé earns twice as much as I do. We want to buy a house, but our budgets are obviously so different. Is it ok to get a nicer house that is outside my budget? How can I make sure I don't become reliant on him?
- Immy, PR, London
Key takeaways from Ask Lynn.
Start investing now, even with £20 a month - the habit and compounding are worth more than the amount.
A master’s is only worth the debt if it tangibly boosts your earning power or opens doors you couldn’t otherwise access.
It’s fine to buy a bigger house, just protect your independence with clear contributions and your name on the deed.